Unfortunately, some people may find it difficult to find a Home Insurance policy that meets their needs due to personal circumstances. It is a specialist Home Insurance for people with bad credit, bankruptcy and more. InsuraHome Personal Circumstances Home Insurance is a non-standard Home Insurance product that provides a judgement free, professional and discreet service, with various adverse personal circumstances accepted.
As a part of the InsuraHome range of Non-Standard Home Insurance products, Personal Circumstances Home Insurance aims to assist individuals where some other Home Insurance providers won’t.
Our specialist non-standard home insurance policies can be adjusted to meet your needs, with ability to provide cover for both buildings and contents, with the option to include Legal Expenses cover. With a tailor-made case-by-case approach, InsuraHome Home Insurance can provide you and your property with the protection required.
Or speak to an InsuraHome Personal Circumstances Home Insurance specialist by calling +44 (0) 1483 806 815
Available For:
- People who have been declined, rejected or cancelled by insurers elsewhere due to personal circumstances, such as having been previously declared bankrupt, bad credit or having previously made multiple claims.
- Residential properties with irregular occupancy.
- Occupied residential homes.
- Properties situated in England, Wales, Scotland, Northern Ireland, The Isle of Man and The Channel Islands.
Please Note: We do not provide cover for thatched roofs at this time.
Key Benefits:
- A judgement free and discreet service.
- Cover for Buildings & Contents.
- Cover for “Clean” and “Non-Standard” Home Insurance Risks.
- Cover can be provided for listed buildings.
- Ability to cover a wide range of perils within the inside and exterior of your home.
Cover for a Number of Perils can be included, such as:
- Fire, lightning, explosion or earthquake
- Aircraft and other flying devices or items dropped from them
- Storm, flood or weight of snow
- Escape of oil from a fixed domestic oil-fired heating installation or smoke damage caused by a fault in any fixed domestic heating installation
- Subsidence or heave of the site on which the buildings stand or landslip
- Accidental Damage to Fixtures and Fittings
- Accidental Damage to Services
- Professional Fees & Expenses
- Theft or attempted theft
- Falling trees, telegraph poles and lamp-posts
- Sale of Property
- Replacement Locks
- Unauthorised use of Electricity, Gas or Water
- Escape of water from frost or frost damage to fixed water tanks, apparatus and pipes.
- And more!
Or speak to an InsuraHome Personal Circumstances Home Insurance specialist by calling +44 (0) 1483 806 815
Main Features of InsuraHome Personal Circumstances Home Insurance Cover
The following limits are provided automatically unless a higher limit is requested. To view the full list of cover available, please refer to the Policy Wording.
Buildings Insurance
Valuables and Personal Possessions Insurance
Or speak to an InsuraHome Personal Circumstances Home Insurance specialist by calling +44 (0) 1483 806 815
Contact Us
If you wish to speak to one of our Home Insurance specialists:
Call: +44 (0) 1483 806 815
Email: info@insurahome.co.uk
(Open 9.00am-5.30pm, Monday-Friday, excluding English Public Holidays).
For Claims information, please click here.
About Our InsuraHome Personal Circumstances Home Insurance Policy
Our InsuraHome Personal Circumstances Policy has been underwritten by Plum Underwriting Ltd, due to their flexibility and non-standard underwriting experience. InsuraHome Personal Circumstances Home Insurance is backed by a team of underwriters who are highly experienced and deal with each risk on a case-by-case basis. Therefore, our customers can be assured that all our InsuraHome Fresh Start Home Insurance policies provide tailor-made protection, as required.
How do I get an InsuraHome Personal Circumstances Home Insurance Quote?
At InsuraHome we like to provide you with first class customer service to ensure you are getting the protection you require.
To get an InsuraHome Personal Circumstances Home Insurance quote click the ‘Request a Quote’ Button and complete the online form. Alternatively download and complete an application form located on the ‘Policy Documents’ page and email it to info@insurahome.co.uk.
If you would like some assistance when completing your application form do not hesitate to call our InsuraHome Personal Circumstances Home Insurance specialists on 01483 806 900.
Or speak to an InsuraHome Personal Circumstances Home Insurance specialist by calling +44 (0) 1483 806 815
