Main Features of Overseas House Insurance Cover
The following limits are provided automatically unless a higher limit is requested. To view the full list of cover available, please refer to the Overseas Property Insurance Policy Wording.
Buildings Insurance Summary of Cover – InsuraHome Overseas Property Insurance
Contents Insurance Summary of Cover – InsuraHome Overseas Property Insurance
Legal Expenses Insurance – InsuraHome Overseas Property Insurance
Liability Insurance – InsuraHome Overseas Property Insurance
Or speak to an InsuraHome Overseas Property Insurance specialist by calling +44 (0) 1483 806 900
Overseas Property Insurance Frequently Asked Questions – FAQs
What Insurance do I need for a holiday let?
As the risks associated with insurance for your own home are different to those associated with renting out your property as a holiday home, you will often need to get specialist Holiday home insurance to cover these specific risks that are not covered under or excluded under a standard home insurance policy.
What insurance do I need for Airbnb?
Airbnb offer their hosts ‘Host Protection Insurance’ up to $1 million per rental to provide hosts with liability coverage and where applicable their landlords subject to certain terms, conditions and limitations. They also provide a free ‘host guarantee’ that covers damage to the host’s home or property caused by guests, up to $1million subject to numerous terms and conditions. This however is not insurance and Airbnb states that it “should not be considered a replacement or stand-in for homeowners or renters’ insurance” – click here to find out more. This also does not mean that it will cover everything and therefore it is always a good idea to get holiday home insurance that covers Airbnb lettings that meet your property requirements to ensure you have the protection you require.
Do I need Public Liability Insurance for a holiday let?
Unlike an employer legally being required to have Employers Liability Insurance, there is no legal requirement for a holiday homeowner to have public liability insurance. However, if a guest staying in your let property were to sustain an injury from an accident whilst staying in your property you could be left substantially out of pocket from an expensive medical bill. Therefore it is always a good idea to include Public Liability Insurance on your Holiday Home Insurance policy.
Contact InsuraHome Oversea Property Insurance
If you wish to speak to one of our InsuraHome Overseas Holiday Home Insurance specialists:
Call: +44 (0) 1483 806 815
Email: info@insurahome.co.uk
(Open 9.00am-5.30pm, Monday-Friday, excluding English Public Holidays).
For Claims information, please click here
About InsuraHome Overseas Home Insurance Policy
Overseas Home Insurance Policy is underwritten by Plum Underwriting Ltd, due to their flexibility and non-standard underwriting experience. InsuraHome Overseas Home Insurance is backed by a team of underwriters who are highly experienced and deal with each risk on a case-by-case basis. Therefore, our customers can be assured that all our InsuraHome Overseas Home Insurance policies provide tailor-made protection, as required.
How do I get an InsuraHome Overseas House Insurance Quote?
At InsuraHome we like to provide you with first class customer service to ensure you are getting the protection you require.
To get an InsuraHome Overseas House Insurance quote, click any of the ‘request a quote’ buttons on this page and fill out our short online application form.
If you would like some assistance when completing your application form do not hesitate to call our InsuraHome Overseas Property Insurance specialists on 01483 806 900.
Or speak to an InsuraHome Overseas Property Insurance specialist by calling +44 (0) 1483 806 900
