Landlord Insurance Frequently Asked Questions – FAQs
Is Landlord Insurance compulsory?
Landlord Insurance is not legally required and is therefore not compulsory although many mortgage providers require building insurances as mandatory and some lettings agencies strongly encourage Landlord Insurance to the point where they will refuse to manage your property without it! However, even with the perfect tenant things can still go wrong which could potentially leave you out of pocket. That’s why landlord insurance is there to protect you financially against unexpected events that could otherwise cost a lot of money. Always refer to the policy wording for full summary of covers.
What does Landlord Insurance cover?
Landlord insurance should always have cover for buildings, which covers damages to the structure and costs associated with the repair of damages to the structure that may come about. Contents cover is also available on landlord insurance which protects landlords against the cost of replacing any household goods and personal property within the home which belong to or for which you are legally liable for that may be damaged during the duration of the tenancy – this includes things such as furniture or domestic appliances. Other covers on a landlord insurance policy may include loss of rent as well as liability protection if your tenant is injured in the property and you are found legally liable.
What does Landlord Insurance cost?
The cost of a landlord insurance will vary from policy to policy depending on the size of your property, whether it is furnished or unfurnished, whether you rent to students and several other factors. When choosing a landlord insurance policy make sure that it meets your requirements to ensure that you are protected.
Contact InsuraHome Landlord Insurance UK
If you wish to speak to one of our InsuraHome Landlords Insurance Specialists:
Call: +44 (0) 1483 806 815
(Open 9.00am-5.30pm, Monday-Friday, excluding English Public Holidays).
For Claims information, please click here.
About Our InsuraHome Landlord Insurance Policy
InsuraHome Landlord Insurance is backed by a team of underwriters who are highly experienced and deal with each Landlord Insurance risk on a case-by-case basis. Therefore, our customers can be assured that all our InsuraHome Landlord Insurance policies provide tailor-made protection, as required.
How do I get an InsuraHome Landlord Insurance Quote?
At InsuraHome we like to provide you with first class customer service to ensure you are getting the protection you require.
To get an InsuraHome Landlord Insurance quote click the ‘Request a Quote’ Button and complete the online form. Alternatively download and complete an application form located on the ‘Policy Documents’ page and email it to firstname.lastname@example.org.
If you’d prefer to speak to someone, do not hesitate to call our InsuraHome Landlord Insurance specialists on 01483 806 815 and we will be happy to provide you with a quote over the phone.
Or speak to An InsuraHome Landlord Insurance Specialist by calling +44 (0) 1483 806 815