Landlord House Insurance – Protect Your Let Property With InsuraHome Landlord House Insurance

With InsuraHome’s Landlord House Insurance we make protecting your property simple.

Your rental property is likely to be one of your biggest investments – so you need to have confidence and trust that it’s properly protected with the right Landlord House Insurance cover to suit your needs. At InsuraHome Home Insurance, we are experts in providing an extensive, appropriate and a Value for money Landlord Home Insurance solution for many types of landlords including those that own a residential portfolio or rent out multiple properties to tenants.

What is Landlord House Insurance?

Landlord House Insurance covers the risks you face when letting or leasing your property.

If the building or the contents (if you have opted to take contents cover) inside are damaged, or you get into a dispute with your tenants, you could incur some hefty and unexpected costs. InsuraHome’s landlord home insurance is designed to keep your investments safe and will help get your property back up and running, should something go wrong.

Landlord Home Insurance is different from a ‘standard’ home insurance policy because it specifically covers the risks associated with renting a property to tenants. Even if you let your property to reliable tenants, who pay their rent on time, there are still things that can and will go wrong over time and that’s where an InsuraHome Landlord House Insurance policy can help provide cover for you and your rental property from things such as loss of rent, accidental damage, injuries for which you are legally responsible and much more.

Do I need Landlord House Insurance?

A standard home insurance policy is unlikely to cover your property that is rented to third parties as it is designed for Owner/Occupiers. So, if you want to safeguard your property while it is rented to tenants, it’s important to obtain a specialist landlord insurance, such as InsuraHome, as being a landlord comes with its own unique set of challenges and risks. InsuraHome Home Insurance’s Landlord Home Insurance is designed to meet those particular needs.

Although landlord insurance isn’t a legal obligation, most buy-to-let mortgage lenders will require you to take out suitable insurance before your tenants move in. At InsuraHome Home Insurance, we understand that being a landlord is complex and that’s why, to make your job easier, we offer specialist Home Insurance for Landlords, designed to protect your wallet and your peace of mind.

Or speak to An InsuraHome Landlord House Insurance Specialist by calling +44 (0) 1483 806 815

Landlord House Insurance is Available for:

• Landlords and Buy-to-Let Properties
• First time buyers
• Various Tenancy types accepted – Professional, Retired, Student, DSS, Asylum Seeker

Policy Benefits under the InsuraHome Buildings and Contents Home Insurance for landlords includes but is not limited to:

• Loss or Damage caused by Fire, Smoke, Explosion, Lightning or Earthquake
• Loss or Damage caused by Storm, Hail or Weight of Snow
• Loss or Damage caused by Flood
• Loss or Damage caused by the escape of water
• Option to extend accidental & malicious damage & theft damage by tenants cover
• A choice of policy excess – £100, £250, £500 or £1,000
• First time buyer discount
• Facility to transfer any no claims history from a previous insurer
• Covers the cost of alternative accommodation if your property is left uninhabitable due to an insured event
• Legal Expenses, Rent Guarantee and Landlords Emergency Cover are available as optional extras

Click here to see the full InsuraHome Landlord House Insurance Policy Wording for the full summary of buildings and contents covers as well as optional covers.