Our UK Holiday Home Insurance policy has been carefully designed for individuals who own a second home/holiday home, which is within the UK.

Our policies can be adjusted to meet your needs, with ability to provide cover for both buildings and contents, whilst automatically including Legal Expenses cover. With a tailor-made case-by-case approach, InsuraHome Holiday Home Insurance can provide your retreat with the required protection.

Or speak to an InsuraHome UK Holiday Home specialist by calling +44 (0) 1483 806 900

Protect your UK retreat with InsuraHome’s UK Holiday Home Insurance

Available For:

  • Policy applies to short term holiday lettings or;
  • Properties used for own use, or friends & family.
  • Policy applicable to properties situated in England, Wales, Scotland, Northern Ireland, The Isle of Man and The Channel Islands.

Key Benefits:

  • Cover for Buildings & Contents.
  • Cover available for “Clean” or “Non-Standard” Risks.
  • Non-Standard Construction considered*.
  • Risks up to £10,000,000 total sum insured.
  • Legal Expenses up to £100,000 automatically included.

Cover for A Number of Perils is included, such as:

  • Fire, lightning, explosion or earthquake.
  • Aircraft and other flying devices or items dropped from them.
  • Storm, flood or weight of snow.
  • Collision by any vehicle or animal.
  • Theft or attempted theft.
  • Falling trees, telegraph poles or lamp-posts.
  • Escape of water from frost or frost damage to fixed water tanks, apparatus and pipes.
  • And more!

Or speak to an InsuraHome UK Holiday Home specialist by calling +44 (0) 1483 806 900

Main Features of UK Holiday Home Cover

The following limits are provided automatically unless a higher limit is requested. To view the full list of cover available, please refer to the Policy Wording.

Buildings Insurance

CoverLimit (£)
Accidental Damage to Fixtures & FittingsAutomatically Included
Loss of Rent / Alternative Accommodation25% of buildings / 24 months
Trace and accessUp to £5,000
Replacement LocksUp to £5,000
Theft/attempted theft by guests/tenantsUp to £10,000 any one claim

Contents Insurance

CoverLimit (£)
Accidental Damage to electronic equipmentAutomatically Included
Guests & Visitors personal effectsUp to £1,000 any one claim
Loss of metered water/oilUp to £2,500
Replacement locksUp to £5,000
Freezer coverUp to £500

Legal Expenses Insurance

CoverLimit (£)
Legal ExpensesAutomatically included up to £100,000

Liability Insurance

CoverLimit (£)
Accidents to Domestic Staff£10,000,000
Legal Liability to the Public£5,000,000

Or speak to an InsuraHome UK Holiday Home specialist by calling +44 (0) 1483 806 900

Contact Us

If you wish to speak to one of our InsuraHome Unoccupied Property Home Insurance specialists:
Call: +44 (0) 1483 806 815
Email: info@insurahome.co.uk
(Open 9.00am-5.30pm, Monday-Friday, excluding English Public Holidays).

For Claims information, please click here

About Our UK Holiday Home Insurance Policy

Our Policy has been underwritten by Plum Underwriting Ltd, due to their flexibility and non-standard underwriting experience. UK Holiday Retreat Insurance is backed by a team of underwriters who are highly experienced and deal with each risk on a case-by-case basis. Therefore, our customers can be assured that all our InsuraHome UK Holiday Home Insurance policies provide tailor-made protection, as required.

*All applications are taken on a case-by-case basis. Most Non-Standard Construction types are considered, however we do not provide cover for properties with thatched roofs under this policy.

How do I get an InsuraHome UK Holiday Home Insurance Quote?

At InsuraHome we like to provide you with first class customer service to ensure you are getting the protection you require.

To get an InsuraHome UK Holiday Home Insurance quote click the ‘Request a Quote’ Button and complete the online form. Alternatively download and complete an application form located on the ‘Policy Documents’ page and email it to info@insurahome.co.uk.

If you would like some assistance when completing your application form do not hesitate to call our InsuraHome UK Holiday Home Insurance specialists on 01483 806 900.

Or speak to an InsuraHome UK Holiday Home specialist by calling +44 (0) 1483 806 900

What is Covered?
  • Short term holiday lettings
  • Airbnb properties
  • Family holiday homes

How to get a Quote

To get a Quote, simply do one of the following:

  • Click any of the 'Request a Quote' Buttons and complete the online form.
  • Call our Specialists on 01483 806 815.
  • Download our Application Form located on the 'Policy Documents' page, print it out and fill in your details using BLOCK CAPITALS. This form can then either be posted to us, or scanned and emailed to info@insurahome.co.uk.
  • Download our Application Form and save it to your desktop. Re-open it, fill it in digitally and click 'Send me to the InsuraHome Specialists' on the final page, once you have completed all questions.
  • If you would like to request a call, send an email to info@insurahome.co.uk with your name and contact number.

Please Note: Our Open Times are: 09:00-17:30, Monday-Friday.

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