Buy to Let Insurance - InsuraHome

As a buy to let property owner, you’ll probably know that normal household insurance just isn’t suitable for the risks associated with renting out your property to tenants. What you need is Buy to Let insurance.

Being a buy to let owner of one property or owning a residential portfolio and renting out multiple properties to tenants can be profitable business. In an ideal situation, every landlord would have perfect people to let their properties to. They would keep the property clean & tidy and be responsible. However, things can very quickly become a costly when things go wrong. Without suitable buy to let insurance you could be out of pocket and in serious financial trouble in the event of an expensive accident such as structural damage to your property due to fire, escaped water or burst pipes.

What is Buy to Let Insurance?

Buy to Let Home Insurance from InsuraHome is a specialist home insurance policy for buy to let property owners when renting a property to tenants. It is different from a standard home insurance policy because it covers the risks associated with renting a property that are not covered in a standard home insurance policy. As you may know, even with dream tenants, things can still go wrong. That’s where an InsuraHome Let Home Insurance policy comes in to protect you and your rental property from accidental damage, liability, loss of rent and much more!

Or speak to An InsuraHome Buy to Let Insurance Specialist by calling +44 (0) 1483 806 815

Buy to Let Insurance is Available for:

  • Landlords and Buy-to-Let Properties
  • First time buyers
  • Various Tenancy types accepted – Professional, Retired, Student, DSS, Asylum Seeker

Policy Benefits under the InsuraHome Buildings Insurance and Contents Insurance for buy-to-let properties includes but is not limited to:

  • Loss or Damage caused by Fire, Smoke, Explosion, Lightning or Earthquake
  • Loss or Damage caused by Storm, Hail or Weight of Snow
  • Loss or Damage caused by Flood
  • Loss or Damage caused by the escape of water
  • Option to extend accidental & malicious damage & theft damage by tenants cover
  • A choice of policy excess – £100, £250, £500 or £1,000
  • First time buyer discount
  • Facility to transfer any no claims history from a previous insurer
  • Covers the cost of alternative accommodation if your property is left uninhabitable due to an insured event
  • Legal Expenses, Rent Guarantee and Landlords Emergency Cover are available as optional extras

Click here to see the full InsuraHome Buy to Let Insurance Policy Wording for the full summary of buildings and contents covers as well as optional covers.

Or speak to An InsuraHome Buy to Let Insurance Specialist by calling +44 (0) 1483 806 815

What is Covered?
  • Landlords
  • Buy-to Let properties
  • All tenancy types
  • Non-standard properties

How to get a Quote

To get a Quote, simply do one of the following:

  • Click any of the 'Request a Quote' Buttons and complete the online form.
  • Call our Specialists on 01483 806 815.
  • Download our Application Form located on the 'Policy Documents' page, print it out and fill in your details using BLOCK CAPITALS. This form can then either be posted to us, or scanned and emailed to
  • Download our Application Form and save it to your desktop. Re-open it, fill it in digitally and click 'Send me to the InsuraHome Specialists' on the final page, once you have completed all questions.
  • If you would like to request a call, send an email to with your name and contact number.

Please Note: Our Open Times are: 09:00-17:30, Monday-Friday.

Buy to Let Insurance UK Frequently Asked Questions – FAQs

Is Buy to Let Insurance compulsory?

Buy to Let Insurance is not legally required and is therefore not compulsory although many mortgage providers require insurances as mandatory and some lettings agencies strongly encourage buy to let insurance to the point where they will refuse to manage your property without it! However, even with the perfect tenant things can still go wrong which could potentially leave you out of pocket. That’s why InsuraHome Buy to Let insurance is there to protect you financially against unexpected events that could otherwise cost a lot of money. Always refer to the policy wording for full summary of covers.

What does Buy to Let Insurance cover?

Buy to Let Insurance should always have cover for buildings, which covers damages to the structure and any costs associated with the repair of damages to the structure that may come about. Contents cover is also available on buy to let insurance which protects buy to let property owners against the cost of replacing any household goods and personal property within the home which belong to you or for which you are legally liable for that may be damaged during the duration of the tenancy – this includes things such as furniture or domestic appliances. Other covers on a buy to let insurance policy may include loss of rent as well as liability protection if your tenant is injured in the property and you are found liable.

How much does Buy to Let Insurance cost?

The cost of a Buy to Let Insurance will vary from policy to policy depending on the size of your property, whether it is furnished or unfurnished, whether you rent to students and more. When choosing a buy to let insurance policy make sure that it meets your requirements to ensure that you are protected.

Contact InsuraHome Let Property Insurance UK

If you wish to speak to one of our InsuraHome Buy to Let Insurance Specialists:
Call: +44 (0) 1483 806 815
(Open 9.00am-5.30pm, Monday-Friday, excluding English Public Holidays).
For Claims information, please click here.

About InsuraHome Buy to Let Policy

InsuraHome buy-to-let house Insurance is backed by a team of underwriters who are highly experienced and therefore, our customers can be assured that all our InsuraHome buy to let Insurance policies provide tailor-made protection, as required.

How do I get an InsuraHome Buy to Let Insurance Quote?

At InsuraHome we like to provide you with first class customer service to ensure you are getting the protection you require.

To get an InsuraHome Buy to Let Insurance quote click the ‘Request a Quote’ Button and complete the online form. Alternatively download and complete an application form located on the ‘Policy Documents’ page and email it to

If you’d prefer to speak to someone, do not hesitate to call our InsuraHome Buy to Let Insurance specialists on 01483 806 815 and we will be happy to provide you with a quote over the phone.

Or speak to An InsuraHome Buy to Let Insurance Specialist by calling +44 (0) 1483 806 815

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