Buildings Additional Insurance Cover (automatically included)
Contents Additional Insurance Cover (automatically included)
To get an Unoccupied Property Home Insurance Quote – it’s quick and easy…
Or speak to An InsuraHome Buy to Let Insurance Specialist by calling +44 (0) 1483 806 815
Unoccupied Property Insurance UK – FAQs
Can you get insurance for an unoccupied house?
The simple answer is yes you can get insurance for an unoccupied house. Unoccupied home insurance covers you when your property is empty for longer than your standard home insurance policy will allow. InsuraHome Unoccupied Property Insurance can provide cover for unoccupied properties for periods of 90, 180, 270 days or annual cover.
What counts as an unoccupied house?
You may be wondering – how long can I leave my house unoccupied so that It’s still covered? In terms of standard normal home insurance, an unoccupied property is usually one that has been left uninhabited for more than 30 days. This is because most standard home insurance policies will not cover your property if it is left unoccupied for longer than 30-60 days because of the increased risk of theft, vandalism, a burst pipe being undiscovered and more. Therefore, there are specialised non-standard unoccupied property insurance policies available on the market designed to cover these risks and circumstances.
How much does unoccupied home insurance cost?
The cost of an unoccupied property insurance policy will vary depending on many factors such as the value of the property, condition of the property as well as the location and security of the property as if the property is in an area with a high crime rate then the price of cover is likely to increase. In general, unoccupied property insurance will cost more than a standard home insurance policy in terms cost per day of cover due to the additional risks associated with an unoccupied property.
How do I prepare my unoccupied property for winter?
Many homeowners and landlords forget about the obligations they have for looking after their properties during the cold, wet and windy winter period. Many things could potentially go wrong with your property such as burst frozen pipes, flooding, loss of heating, leaky roof and other unexpected surprises. Click here to check out InsuraHome’s 5 easy ways to prepare your property for winter hazards.
Contact InsuraHome Unoccupied Property Insurance UK
If you wish to speak to one of our InsuraHome unoccupied homeowners insurance Specialists:
Call: +44 (0) 1483 806 900
(Open 9.00am-5.30pm, Monday-Friday, excluding English Public Holidays).
For Claims information, please click here.
About InsuraHome Unoccupied Property Insurance
Our Unoccupied Property Insurance policy is underwritten by Plum Underwriting Ltd, due to their flexibility and non-standard underwriting experience. InsuraHome Insurance for Unoccupied Properties is backed by a team of underwriters who are highly experienced and deal with each risk on a case-by-case basis. Therefore, our customers can be assured that all our InsuraHome Unoccupied Property Insurance policies provide tailor-made protection, as required.
How do I get an InsuraHome Unoccupied Property Insurance Quote?
At InsuraHome we like to provide you with first class customer service to ensure you are getting the protection you require.
To get an InsuraHome Unoccupied Property Insurance quote click the ‘Request a Quote’ Button and complete the online form. Alternatively download and complete an application form located on the ‘Policy Documents’ page and email it to email@example.com.
If you would like some assistance when completing your application form do not hesitate to call our InsuraHome Unoccupied Property Insurance specialists on 01483 806 900.