With InsuraHome’s Landlord House Insurance we make protecting your property simple.
Your rental property is likely to be one of your biggest investments – so you need to have confidence and trust that it’s properly protected with the right Landlord House Insurance cover to suit your needs. At InsuraHome Home Insurance, we are experts in providing an extensive, appropriate and a potentially cheap landlord house insurance solution for many types of landlord’s including those that own a residential portfolio or rent out multiple properties to tenants.
What is Landlord House Insurance?
Landlord House Insurance covers the risks you face when letting or leasing your property.
If the building or the contents (if you have opted to take contents cover) inside are damaged, or you get into a dispute with your tenants, you could incur some hefty and unexpected costs. InsuraHome’s landlord insurance is designed to keep your investments safe and will help get your property back up and running, should something go wrong.
Landlord House Insurance is different from a ‘standard’ home insurance policy because it specifically covers the risks associated with renting a property. Even if you have reliable tenants, that pay their rent on time, there are still things that can and will go wrong over time and that’s where an InsuraHome Landlord House Insurance policy can help provide cover for you and your rental property from things such as loss of rent, accidental damage, injuries and much more.
Do I need Landlord House Insurance?
Your standard home insurance policy is unlikely to cover your property that is rented to third parties as it is designed for Owner/Occupiers. So, if you want to safeguard your property while it is rented to tenants, it’s important to obtain a specialist landlord insurance, such as InsuraHome, as being a landlord comes with its own unique set of challenges and risks. InsuraHome Home Insurance’s Landlord House Insurance is designed to meet those particular needs.
Although landlord insurance isn’t a legal obligation, most buy-to-let mortgage lenders will require you to take out suitable insurance before your tenants move in. At InsuraHome Home Insurance, we understand that being a landlord is complex and that’s why, to make your job easier, we offer specialist House Insurance for Landlords, designed to protect your wallet and your peace of mind.