As a Landlord you’ll know that normal household insurance just isn’t suitable for the risks associated with renting out your property to tenants. What you need is Landlord and Let Property Home Insurance.
Our Landlord and Let Property Home Insurance is specifically designed to meet the needs of Landlords and Buy-to-Let owners, covering you for things not normally covered by a ‘standard’ household insurance such as if your tenant is injured within the home and you are found liable.
Landlord Home Insurance Available For:
- Landlords and Buy-to-Let Properties
- Clean and Non-standard Risks
- Property Portfolios up to £15 million Total Sum insured
- Landlords with Adverse Claims History
- All Tenancy types and agreement lengths considered
Key Benefits of InsuraHome’s Landlord Home Insurance:
- Buildings Insurance with Accidental Damage Option – Minimum Sum Insured £75,000
- Landlords Contents with Accidental Damage Option – Minimum Sum Insured £10,000, if Contents Insurance taken
- Accidents to Domestic Employees (such as Cleaners) up to £10,000,000
- Legal Liability to the Public up to £5,000,000
- Landlords Legal Expenses
- Rent Guarantee Option
Cover for A Number of Perils is included, such as:
- Fire, Lightning, Explosion or Earthquake
- Storm, Flood or Weight of Snow
- Escape of Water or Frost Damage to Fixed Water Tanks, Apparatus or Pipes
- Theft or Attempted Theft
- Subsidence or Heave of the Site on which the Buildings Stand or Landslip
