Landlord Home Insurance

As a Landlord you’ll know that normal household insurance just isn’t suitable for the risks associated with renting out your property to tenants. What you need is Landlord Home Insurance.

Our Landlord and Let Property Home Insurance is specifically designed to meet the needs of Landlords and Buy-to-Let owners, covering you for things not normally covered by a ‘standard’ household insurance such as if your tenant is injured within the home and you are found liable.

Landlord Home Insurance Available For:

  • Landlords and Buy-to-Let Properties
  • Clean and Non-standard Risks
  • Property Portfolios up to £15 million Total Sum insured
  • Landlords with Adverse Claims History
  • All Tenancy types and agreement lengths considered

Key Benefits of InsuraHome’s Landlord Home Insurance:

  • Buildings Insurance with Accidental Damage Option – Minimum Sum Insured £75,000
  • Landlords Contents with Accidental Damage Option – Minimum Sum Insured £10,000, if Contents Insurance taken
  • Accidents to Domestic Employees (such as Cleaners) up to £10,000,000
  • Legal Liability to the Public up to £5,000,000
  • Landlords Legal Expenses
  • Rent Guarantee Option

Cover for A Number of Perils is included, such as:

  • Fire, Lightning, Explosion or Earthquake
  • Storm, Flood or Weight of Snow
  • Escape of Water or Frost Damage to Fixed Water Tanks, Apparatus or Pipes
  • Theft or Attempted Theft
  • Subsidence or Heave of the Site on which the Buildings Stand or Landslip

Or speak to An InsuraHome Landlord & To Let Property Home Insurance Specialist by calling +44 (0) 1483 806 815

Main Features of InsuraHome Landlord & Let Property Home Insurance Cover

Landlord Building Insurance

CoverLimit (£)
Minimum Building Sum Insured£75,000 (No Upper Limit)
Loss of Rent & Alternative Accommodation25% of Buildings Sum insured and up to 24 months
Alternative Accommodation due to SquattersUp to £5,000
Replacement LocksUp to £5,000
Unauthorised Use of Electricity, Gas or WaterUp to £5,000
Theft / Attempted Theft by TenantsUp to £10,000

Landlord Contents Insurance

CoverLimit (£)
Landlords ContentsMinimum £10,000*
Accidental Damage to Electronic EquipmentIncluded

*Minimum Content Sums Insured is £10,000, when the Contents Insurance option has been selected. If Contents Insurance is opted-out, up to £5,000 cover may be available as an automatic additional cover under Buildings Insurance.

Or speak to An InsuraHome Landlord & To Let Property Home Insurance Specialist by calling +44 (0) 1483 806 815

Contact Us

If you wish to speak to one of our InsuraHome Landlords & To Let Property Home Insurance Specialists:
Call: +44 (0) 1483 806 900
(Open 9.00am-5.30pm, Monday-Friday, excluding English Public Holidays).
For Claims information, please click here.

About Our Landlord & Let Property Home Insurance Policy

Our Policy is underwritten by Plum Underwriting Ltd, due to their flexibility and non-standard underwriting experience. InsuraHome Landlord & Let Property Home Insurance is backed by a team of underwriters who are highly experienced and deal with each risk on a case-by-case basis. Therefore, our customers can be assured that all our InsuraHome Landlord & Let Property Home Insurance policies provide tailor-made protection, as required.

Download a Non-Standard Home Insurance Quote/Application Form Here

What is Covered?
  • Landlords
  • Buy-to Let properties
  • All tenancy types
  • Non-standard properties

How to get a Quote

To get a Quote, simply do one of the following:

  • Call our Specialists on 01483 806 815.
  • Download our Application Form by clicking on the button below, print it out and fill in your details using BLOCK CAPITALS. This form can then either be posted to us, or scanned and emailed to
  • Download our Application Form and save it to your desktop. Re-open it, fill it in digitally and click 'Send me to the InsuraHome Specialists' on the final page, once you have completed all questions.
  • If you would like to request a call, send an email to with your name and contact number.

Please Note: Our Open Times are: 09:00-17:30, Monday-Friday.

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