Buy to Let Insurance - InsuraHome

Once you have invested in a property and are looking to let or rent it, the last thing you want to be worrying about is damage to your furniture and furnishings. That’s why Landlord Contents Insurance from InsuraHome Home Insurance specialise in providing contents insurance cover for landlords like you.

We can ensure your possessions in a let property, such as furniture, carpets, curtains and blinds, are protected from life’s little mishaps, meaning that you won’t be left to foot the bill should the unexpected happen. Suitable for all types of furnished and part-furnished properties, our contents insurance is one of the most competitively priced and extensive products on the market.

InsuraHome Home Insurance provides tailored Landlord Contents Insurance, so if the building is already insured elsewhere, you might just want to get contents cover for the furniture, white goods and any home furnishings you’ve provided in your property for tenants to use.

What is Landlord Contents Insurance?

Landlord Contents Insurance covers the risks you face when letting or leasing your property and can help cover the cost of repair or replacement of the furniture and appliances that you provide in your rental property. These possessions can include everything from beds, sofas and dining tables to curtains, carpets and freestanding white goods.

InsuraHome Home Insurance can offer financial peace of mind, should your contents be damaged whilst renting out your property.

Or speak to An InsuraHome Landlord Contents Insurance Specialist by calling +44 (0) 1483 806 815

Do I need Landlord Contents Insurance? 

A buildings only insurance policy is unlikely to cover anything related to the contents in your rented property. So, if you want to protect your property and its contents, it’s important to obtain specialist landlord contents insurance policy as being a landlord comes with its own unique set of challenges and risks. InsuraHome Home Insurance’s Landlord Contents Insurance is designed to meet those particular needs.

At InsuraHome Home Insurance, we understand that being a landlord is complex and that’s why, to make your job easier, we offer Contents Insurance for Landlords, designed to protect your wallet and your peace of mind.

Landlord Contents Insurance is Available for:

  • Landlords and Buy-to-Let Properties
  • Clean and Non-standard Risks
  • Property Portfolios up to £15 million Total Sum insured
  • Landlords with Adverse Claims History
  • All Tenancy types and agreement lengths considered

Landlord Contents Insurance Includes Cover for a Number of Perils:


  • Fire, Lightning, Explosion or Earthquake
  • Storm, Flood or Weight of Snow
  • Escape of Water or Frost Damage to Fixed Water Tanks, Apparatus or Pipes
  • Theft or Attempted Theft

Landlord Contents Insurance – What is Covered?

InsuraHome’s Landlord Contents Insurance offers high levels of standard cover, plus options to increase and extend your cover if you need to. InsuraHome Home Insurance offers a number of benefits for landlords including:

  • Landlords Contents with Accidental Damage Option – Minimum Sum Insured £10,000, if Contents Insurance taken

Covers household goods and personal property within the home which belong to or for which you are legally liable for. Landlord contents include furniture, carpets, curtains, blinds, domestic appliances and more.

  • Accidents to Domestic Employees (such as Cleaners) up to £10,000,000

If you employ someone to work at the property such as a cleaner or a gardener, this section of cover protects you against claims for bodily injury from an event at your property.

  • Legal Liability to the Public up to £5,000,000

Liability cover is designed to project you in the event you are found liable for bodily injury or damage to property caused by an accident happening at the premises.

  • Landlords Legal Expenses
  • Rent Guarantee Option

And many more benefits.

Click here to see the full InsuraHome Buy to Let Insurance Policy Wording for the full summary of buildings and contents covers as well as optional covers.

What is Covered?
  • Landlords
  • Buy-to Let properties
  • All tenancy types
  • Non-standard properties

How to get a Quote

To get a Quote, simply do one of the following:

  • Click any of the 'Request a Quote' Buttons and complete the online form.
  • Call our Specialists on 01483 806 815.
  • Download our Application Form located on the 'Policy Documents' page, print it out and fill in your details using BLOCK CAPITALS. This form can then either be posted to us, or scanned and emailed to
  • Download our Application Form and save it to your desktop. Re-open it, fill it in digitally and click 'Send me to the InsuraHome Specialists' on the final page, once you have completed all questions.
  • If you would like to request a call, send an email to with your name and contact number.

Please Note: Our Open Times are: 09:00-17:30, Monday-Friday.

Or speak to An InsuraHome Landlord Contents Insurance Specialist by calling +44 (0) 1483 806 815

Main Features of InsuraHome Landlord Contents Insurance

Contents Insurance Summary of Cover – InsuraHome Landlord Contents Insurance

CoverLimit (£)
Landlords ContentsMinimum £10,000*
Accidental Damage to Electronic EquipmentIncluded

*Minimum Content Sums Insured is £10,000, when the Contents Insurance option has been selected. If Contents Insurance is opted-out, up to £5,000 cover may be available as an automatic additional cover under Buildings Insurance.

Or speak to An InsuraHome Landlord Contents Insurance Specialist by calling +44 (0) 1483 806 815

Landlord Contents Insurance Frequently Asked Questions – FAQs

Is Landlord Contents Insurance compulsory?

Landlord Contents Insurance is not legally required and is therefore not compulsory although some lettings agencies may strongly encourage Landlord Contents Insurance to the point where they will refuse to manage your property without it! However, even with the perfect tenant things can still go wrong which could potentially leave you significantly out of pocket if you are not adequately insured. That’s why Landlord Contents Insurance is there to protect you financially against unexpected events that could otherwise cost a lot of money. Always refer to the policy wording for full summary of covers.

What does Landlord Contents Insurance cost?

The cost of a Landlord Contents Insurance will vary from policy to policy depending on the value of the contents you are looking to insure, whether you rent to students or professionals and more. When choosing a Landlord Contents Insurance policy make sure that it meets your requirements to ensure that you are protected.

Contact InsuraHome Landlord Contents Insurance UK

If you wish to speak to one of our InsuraHome Contents Insurance Specialists:

Call: +44 (0) 1483 806 900
(Open 9.00am-5.30pm, Monday-Friday, excluding English Public Holidays).
For Claims information, please click here.

About InsuraHome Landlord Contents Insurance Policy

Our Landlord Contents Insurance Policy is underwritten by Plum Underwriting Ltd, due to their flexibility and non-standard underwriting experience. InsuraHome Landlord Contents Insurance is backed by a team of underwriters who are highly experienced and deal with each risk on a case-by-case basis. Therefore, our customers can be assured that all our InsuraHome Landlord Contents Insurance policies provide tailor-made protection, as required.

How do I get an InsuraHome Buy to Let Insurance Quote?

At InsuraHome we like to provide you with first class customer service to ensure you are getting the protection you require.

To get an InsuraHome Landlord Contents Insurance quote, click the ‘Request a Quote’ Button and complete the online form. Alternatively download and complete an application form located on the ‘Policy Documents’ page and email it to

If you would like some assistance when completing your application form do not hesitate to call our InsuraHome Landlord Contents Insurance specialists on 01483 806 900.

Or speak to An InsuraHome Landlord Contents Insurance Specialist by calling +44 (0) 1483 806 815

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