Once you have invested in a property and are looking to let or rent it, the last thing you want to be worrying about is damage to your furniture and furnishings. That’s why Landlord Contents Insurance from InsuraHome Home Insurance specialise in providing contents insurance cover for landlords like you.
We can ensure your possessions in a let property, such as furniture, carpets, curtains and blinds, are protected from life’s little mishaps, meaning that you won’t be left to foot the bill should the unexpected happen. Suitable for all types of furnished and part-furnished properties, our contents insurance is one of the most competitively priced and extensive products on the market.
InsuraHome Home Insurance provides tailored Landlord Contents Insurance, so if the building is already insured elsewhere, you might just want to get contents cover for the furniture, white goods and any home furnishings you’ve provided in your property for tenants to use.
What is Landlord Contents Insurance?
Landlord Contents Insurance covers the risks you face when letting or leasing your property and can help cover the cost of repair or replacement of the furniture and appliances that you provide in your rental property. These possessions can include everything from beds, sofas and dining tables to curtains, carpets and freestanding white goods.
InsuraHome Home Insurance can offer financial peace of mind, should your contents be damaged whilst renting out your property.
Or speak to An InsuraHome Landlord Contents Insurance Specialist by calling +44 (0) 1483 806 815
Do I need Landlord Contents Insurance?
A buildings only insurance policy is unlikely to cover anything related to the contents in your rented property. So, if you want to protect your property and its contents, it’s important to obtain specialist landlord contents insurance policy as being a landlord comes with its own unique set of challenges and risks. InsuraHome Home Insurance’s Landlord Contents Insurance is designed to meet those particular needs.
At InsuraHome Home Insurance, we understand that being a landlord is complex and that’s why, to make your job easier, we offer Contents Insurance for Landlords, designed to protect your wallet and your peace of mind.
Landlord Contents Insurance is Available for:
- Landlords and Buy-to-Let Properties
- Clean and Non-standard Risks
- Property Portfolios up to £15 million Total Sum insured
- Landlords with Adverse Claims History
- All Tenancy types and agreement lengths considered
Landlord Contents Insurance Includes Cover for a Number of Perils:
- Fire, Lightning, Explosion or Earthquake
- Storm, Flood or Weight of Snow
- Escape of Water or Frost Damage to Fixed Water Tanks, Apparatus or Pipes
- Theft or Attempted Theft
Landlord Contents Insurance – What is Covered?
InsuraHome’s Landlord Contents Insurance offers high levels of standard cover, plus options to increase and extend your cover if you need to. InsuraHome Home Insurance offers a number of benefits for landlords including:
- Landlords Contents with Accidental Damage Option – Minimum Sum Insured £10,000, if Contents Insurance taken
Covers household goods and personal property within the home which belong to or for which you are legally liable for. Landlord contents include furniture, carpets, curtains, blinds, domestic appliances and more.
- Accidents to Domestic Employees (such as Cleaners) up to £10,000,000
If you employ someone to work at the property such as a cleaner or a gardener, this section of cover protects you against claims for bodily injury from an event at your property.
- Legal Liability to the Public up to £5,000,000
Liability cover is designed to project you in the event you are found liable for bodily injury or damage to property caused by an accident happening at the premises.
- Landlords Legal Expenses
- Rent Guarantee Option
And many more benefits.
Click here to see the full InsuraHome Buy to Let Insurance Policy Wording for the full summary of buildings and contents covers as well as optional covers.